Karen Barbour Realtor for Raleigh Durham Cary, NC It's all about relationships and integrity!
Karen Barbour

Raleigh-Cary-Durham RTP North Carolina Disability Specialist Realtor


Realtor Serving the Raleigh, Cary, Chapel Hill, Durham, Morrisville, Apex, Research Triangle Park (RTP) area of North Carolina

North Carolina has one of the fastest growing populations in the country and the Raleigh, Cary, Durham, RTP area is at the heart of the growth.  Welcome Home Buyers and Home Sellers of the Raleigh, Cary, Chapel Hill, Durham, RTP area.  You need a Realtor who is going to work hard for you.  I will be that Realtor and represent you professionally in all of your real estate transactions.

Whether you are buying or selling your home as a primary residence or as investment property,  I am the Realtor who can successfully complete your real estate transactions in the Raleigh, Durham, Cary, Chapel Hill, RTP area. What sets me apart from other Realtors, is the fact that I am a Disability Housing Specialist. I have a broad background in disabilities and I specialize in accessible homes and Universal Designed homes in the Raleigh, Cary, Chapel Hill, Durham and RTP area of  North Carolina. I am also fluent in ASL (American Sign Language). As a consumer it is important for you to know your rights under the law

Get started today by viewing our Raleigh-Durham-Chapel Hill-Cary RTP Home Search.

As a Realtor I provide:

Integrity: First and foremost

Excellence: Seeking the highest quality

Respect: Regarding each other with dignity and appreciating diversity

Commitment: My client’s satisfaction is my #1 priority

Resourcefulness: Getting the job done

Reasons why real estate investment should make sense to you:

·        Leverage:  Banks loan investors money to purchase real estate requiring typically a 10-20% down payment.  The power of leveraging allows the investor to gain on appreciation of the entire home value, not just their relatively small 10-20% down payment.  If you want to purchase a $100,000 home and you get a loan from the bank.  You may be required to give a 20% down payment of $20,000.  If the home value appreciates 5% then your equity has increased by $5,000 (5% of $100,000) not just a 5% increase on your down payment of $20,000 (5% of $20,000 = $1,000).  That is the power of leverage.  Your equity gain is $5,000, much higher than what your gain would be if the appreciation only applied to your actual cash payment.   

·        Tax benefits:  Again you get to take advantage of leverage.  Depreciation is applied to the entire home value instead of being applied to only the value of your actual down payment.  It is not uncommon to have a positive cash flow but get a tax deduction thanks to depreciation and other deductions.     

·        Portfolio diversification:  Real estate can be a part of a well diversified investment portfolio.  It should not be your entire or sole investment.  You should also have money in the bank, stocks or mutual funds, and bonds.   

·        Cash flow:  You should only invest in real estate that gives you positive cash flow.  You should have a good idea of how much rent you should reasonably be able to charge and what your expenses will be.  Actually cash flow is not as important a consideration as you would think.  Leverage, tax benefits, and portfolio diversification are all more important.    

 I know you’ve seen the infomercials and maybe even perhaps attended a conference on real estate investment and they talk about how easy it is to make money and how easy it is to buy foreclosures.  Well it isn’t, at least not for the typical small time real estate investor.  First of all foreclosures by and large are impossible to get without cash purchase and cash investing takes away the best reason for investing in real estate in the first place, leverage.  Foreclosures also frequently require rehabbing which should only be considered by people experienced in this area and all the hidden costs and time involved.  The foreclosure industry used to be a hidden gold mine.  Mostly amateurs were involved.  People came in, saw the potential profit and picked off all of the low lying fruit.  But that market has come and gone and it isn’t coming back.  Once a market is exploited and no more easy money can be made from it then the only source of new easy money is for people to then sell the “secrets” of the market through books, conferences, training seminars, etc.  When people start selling the secrets to a market, the first thing you should realize is the easy money has already been taken.  My services are not intended for someone who wants to get rich quick in real estate. 

  Thank you for choosing my website as your online Realtor resource for finding real estate in the Raleigh, Cary, Chapel Hill, Durham, RTP areas of North Carolina.

 

 
Karen Barbour, Broker

Cell: 919 931-1939

Email:  kbarbour@advantagecb.com



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